Know your real cash-to-close amount.

Start with the essentials

Even when a qualified VA borrower is eligible for no down payment, buying a home may involve title services, appraisal, prepaid insurance, escrow funding, and other closing charges.

Understand the full cost

The exact fees depend on lender, property and transaction details. Certain charges are restricted by VA rules.

Questions to ask before moving forward

Compare the lender's Loan Estimate and Closing Disclosure, and ask how each fee is calculated.

For current federal guidance, consult the official VA home loan program website. Before choosing a loan, compare written estimates from qualified lenders.

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First-time homebuyer guide ↗ · Refinance guide ↗ · VA eligibility ↗ · Funding fees ↗