Educational resource only. Individual eligibility, lender underwriting, appraisal requirements, costs and available loan terms vary.
Start with the essentials
A VA Certificate of Eligibility documents potential entitlement based on qualifying service history or other eligible circumstances.
Understand the full cost
Even with a COE, a borrower must satisfy applicable lender underwriting, occupancy, income, credit and property standards.
Questions to ask before moving forward
Check the official VA rules for your circumstances and compare licensed lenders.
For current federal guidance, consult the official VA home loan program website. Before choosing a loan, compare written estimates from qualified lenders.
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First-time homebuyer guide ↗ · Refinance guide ↗ · VA eligibility ↗ · Funding fees ↗
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