Educational resource only. Individual eligibility, lender underwriting, appraisal requirements, costs and available loan terms vary.
Start with the essentials
Qualified VA borrowers may be able to buy a qualifying primary residence without a down payment. Appraisal, purchase price, entitlement and underwriting requirements still matter.
Understand the full cost
Closing costs, property taxes, insurance, applicable funding fees and escrow requirements can require cash at closing.
Questions to ask before moving forward
Ask a lender to show your full estimated cash to close and the effect of any financed fees.
For current federal guidance, consult the official VA home loan program website. Before choosing a loan, compare written estimates from qualified lenders.
Continue learning
First-time homebuyer guide ↗ · Refinance guide ↗ · VA eligibility ↗ · Funding fees ↗
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